Gables Assurance Group

COMMERCIAL INSURANCE

Distributors/importers & Exporters

Last year, the wholesale distribution industry generated approximately $5 trillion and created 61,000 new jobs. As the wholesaler and distributor industry grows, so do the potential risks. In fact, fire damage alone causes $155 million in warehouse damage each year. Your distributor and wholesaler clients require proper coverage to protect their businesses in the event of damage to property or goods.

When products sit in a warehouse, they are susceptible to damage caused by fire, wind and water resulting of storms and floods. In fact, 39% of total claims for distributors and wholesalers are related to natural disasters. In order to ensure that your clients’ businesses run seamlessly, it is crucial their assets are protected.

Gables Assurance Group can provide your client with the coverage needed to ensure their buildings and contents are properly protected in the event of an accident.

Gables Assurance Group provides Commercial Package Policies or Monoline Policies, along with Commercial General Liability Insurance:

Commercial Property

Primary limits from $2 million to $10 million occurrence/aggregate

Includes Medical Payments Coverage up to $5,000

Property Coverage for distributors and wholesalers is available in basic, broad, or special form with reimbursement for replacement costs or actual cash value.

Coverage Includes

  • Building
  • Contents
  • Business income
  • Equipment breakdown
  • Outside signs
  • Valuable papers
  • Computer equipment
  • Food spoilage
  • Crime inside or outside the premises including theft of money and securities
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